Auction & bridging finance
Short-term borrowing secured against property, which may help bridge the gap to a sale or longer-term refinance. Plan the repayment route before committing.
AUCTION FINANCE & BRIDGING
Find the opportunity.
Plan the funding.
A winning bid is only part of the journey. Start a funding conversation early, understand the costs and prepare for the auction’s completion deadline.
Discuss your requirementsOPTIONS WORTH UNDERSTANDING
Funding for your
next property move.
The right route depends on the property, your circumstances and how you intend to repay. A broker can help assess the available options.
Buy-to-let finance
Longer-term borrowing for a rental property. Suitability depends on the property’s condition, rental income and lender requirements.
Refurbishment & development
Funding options for improving an existing property or delivering a development. Lenders assess the project, budget, experience and repayment strategy.
Your total budget
Allow for the purchase price, deposit, auction fees, taxes, legal work, finance costs and any repairs.
Your completion timetable
Check the specific auction conditions and ask your solicitor to explain the dates and obligations.
Your repayment plan
Consider how a bridging loan will be repaid, including what happens if a sale or refinance takes longer than expected.
START THE CONVERSATION EARLY
A little preparation.
A clearer discussion.
A short outline helps the team understand your plans. Detailed assessment comes later with the appropriate professional.
What should I include in an enquiry?
The property type, location, estimated purchase price, intended use and any known auction deadline are useful starting points.
Do I need to have chosen a property?
You can make an initial enquiry before choosing a property. Explain your objectives and the areas you are considering.
I’m a broker or lender. Can we work together?
Yes. Visit our Partnerships page to introduce your business and lending or advisory focus.
LET’S START WITH YOUR PLANS
Tell us about
your next purchase.
Send a funding enquiry for the team to review. You don’t need to have found a property to start the conversation.
Finance is subject to status, lender criteria, valuation and legal checks. Rates, fees and completion times vary. An enquiry is not an offer or a guarantee of funding. Property used as security may be repossessed if repayments are not maintained.
General information only; obtain advice appropriate to your circumstances.
MEMBERSHIP BY APPROVAL
Member enquiries
Create an account and submit a short access request. Once our team approves it, you can use the member tools and enquiry features.
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